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BOND REPAYMENT FACTORS
The table below gives the monthly repayment per R1000,00 of a loan with an interest rate between 10% & 25% per annum, over a period of 5, 10, 15, 20, 25 and 30 years.
How to calculate:- amount of bond divide by 1000 X factor
|
|
INTEREST %
|
5
|
10
|
15
|
20
|
25
|
30
|
|
10,00
|
21,55
|
13,22
|
10,75
|
9,65
|
9,09
|
8,78
|
|
10,25
|
21,37
|
13,35
|
10,90
|
9,82
|
9,26
|
8,96
|
|
10,50
|
21,49
|
14,49
|
11,05
|
9,98
|
9,44
|
9,15
|
|
10,75
|
21,62
|
13,63
|
11,21
|
10,15
|
9,62
|
9,33
|
|
11,00
|
21,74
|
13,77
|
11,37
|
10,32
|
9,80
|
9,52
|
|
11,25
|
21,87
|
13,92
|
11,52
|
10,49
|
9,98
|
9,71
|
|
11,50
|
21,99
|
14,06
|
11,68
|
10,66
|
10,16
|
9,90
|
|
11,75
|
22,12
|
14,20
|
11,84
|
10,84
|
10,35
|
10,09
|
|
12,00
|
22,24
|
14,35
|
12,00
|
11,01
|
10,53
|
10,29
|
|
12,25
|
22,37
|
14,49
|
12,16
|
11,19
|
10,72
|
10,48
|
|
12,50
|
22,50
|
14,64
|
12,33
|
11,36
|
10,90
|
10,67
|
|
12,75
|
22,63
|
14,78
|
12,49
|
11,54
|
11,09
|
10,87
|
|
13,00
|
22,75
|
14,93
|
12,65
|
11,72
|
11,28
|
11,06
|
|
13,25
|
22,88
|
15,08
|
12,82
|
11,89
|
11,47
|
11,26
|
|
13,50
|
23,01
|
15,23
|
12,98
|
12,07
|
11,66
|
11,45
|
|
13,75
|
23,14
|
15,38
|
13,15
|
12,25
|
11,85
|
11,65
|
|
14,00
|
23,27
|
15,53
|
13,32
|
12,44
|
12,04
|
11,85
|
|
14,25
|
23,40
|
15,68
|
13,49
|
12,62
|
12,23
|
12,05
|
|
14,50
|
23,53
|
15,83
|
13,66
|
12,80
|
12,42
|
12,25
|
|
14,75
|
23,66
|
15,98
|
13,83
|
12,98
|
12,61
|
12,44
|
|
15,00
|
23,79
|
16,13
|
14,00
|
13,17
|
12,81
|
12,64
|
|
15,25
|
23,92
|
16,29
|
14,17
|
13,35
|
13,00
|
12,84
|
|
15,50
|
24,05
|
16,44
|
14,34
|
13,54
|
31,20
|
13,05
|
|
15,75
|
24,19
|
16,60
|
14,51
|
13,73
|
13,39
|
13,25
|
|
16,00
|
24,32
|
16,75
|
14,69
|
13,91
|
13,59
|
13,45
|
|
16,25
|
24,45
|
16,91
|
14,86
|
14,10
|
13,79
|
13,65
|
|
16,50
|
24,58
|
17,06
|
15,04
|
14,29
|
13,98
|
13,85
|
|
16,75
|
24,72
|
17,22
|
15,21
|
14,48
|
14,18
|
14,05
|
|
17,00
|
24,85
|
17,38
|
15,39
|
14,67
|
14,38
|
14,26
|
|
17,25
|
24,99
|
17,54
|
15,57
|
14,86
|
14,58
|
14,46
|
|
17,50
|
25,12
|
17,70
|
15,75
|
15,05
|
14,78
|
14,66
|
|
17,75
|
25,26
|
17,86
|
15,92
|
15,24
|
14,97
|
14,87
|
|
18,00
|
25,39
|
18,02
|
16,10
|
15,43
|
15,17
|
15,07
|
|
18,25
|
25,53
|
18,18
|
16,28
|
15,63
|
15,37
|
15,28
|
|
18,50
|
25,67
|
18,34
|
16,47
|
15,82
|
15,57
|
15,48
|
|
18,75
|
25,80
|
18,50
|
16,65
|
16,01
|
15,78
|
15,68
|
|
19,00
|
25,94
|
18,67
|
16,83
|
16,21
|
15,98
|
15,89
|
|
19,25
|
26,08
|
18,83
|
17,01
|
16,40
|
16,18
|
16,09
|
|
19,50
|
26,22
|
19,00
|
17,19
|
16,60
|
16,38
|
16,30
|
|
19,75
|
26,35
|
19,16
|
17,38
|
16,79
|
16,58
|
16,50
|
|
20,00
|
26,49
|
19,33
|
17,56
|
16,99
|
16,78
|
16,71
|
|
20,25
|
26,63
|
19,49
|
17,75
|
17,18
|
16,99
|
16,92
|
|
20,50
|
26,77
|
19,66
|
17,93
|
17,38
|
17,19
|
17,12
|
|
20,75
|
26,91
|
19,83
|
18,12
|
17,58
|
17,39
|
17,33
|
|
21,00
|
27,05
|
19,99
|
18,31
|
17,78
|
17,60
|
17,53
|
|
21,25
|
27,19
|
20,16
|
18,49
|
17,97
|
17,80
|
17,74
|
|
21,50
|
27,34
|
20,33
|
18,68
|
18,17
|
18,00
|
17,95
|
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